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The most common personal injury claims stem from injuries sustained in traffic collisions, tripping accidents, assaults, and faulty products (product liability).
Accidents which occur at work are generally covered by workers’ compensation statutes, but there may be civil liability, depending on the circumstances. For example, a construction worker is covered by workers’ compensation if he or she is struck by a forklift which is moving items on the jobsite. However, a civil suit might also be appropriate if the forklift driver was drunk at the time, or if a worker was injured by something that had nothing to do with workplace safety, such as being struck by debris from a collision on a nearby overpass.
If someone’s negligence resulted in an injury as a result of a collision, fall, or the use of a defective product, you may be entitled to monetary compensation from that party. The amount of compensation for a personal injury will primarily depend on the severity of the injury, the costs expended in mitigating or recovering from the injury, the physical pain and suffering that was incurred and financial means of the tortfeasor.
If you have been in an auto collision, beware! Insurance companies want to pay as little as possible, and many adjusters will call you within days (sometimes even hours) of the collision, hoping to get you to settle as quickly as possible. They may want to isolate your car so that they can inspect your vehicle and to prevent an inspection by your representatives.